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PACE IN RIVERSIDE COUNTY

Could PACE Be a Fit for You or Someone You Care About?

If you or someone you care about keeps changing plans or doctors but still cannot get the help needed, PACE may be worth learning about. It brings medical care and day-to-day support together for some older adults who need more help to live safely at home.

Published September 30, 2026 · 5 min read

When you may need more support than another plan change

It may be time to ask about a more connected kind of care if several of these situations sound familiar. A chronic condition, repeated urgent visits, falls, difficulty with everyday tasks, trouble getting to appointments, or feeling isolated may all be reasons to ask about added support.

These experiences do not automatically qualify someone for PACE. A diagnosis, loneliness or depression by itself is not enough. California must determine that the person needs a nursing-home level of care and can still live safely in the community with support.

What kind of help can PACE include?

PACE brings medical, daily-living and social needs together in one care plan. Depending on the person's assessed needs and the local program, services may include primary and specialist care, prescription medicines, hospital care, home care, nursing, physical or occupational therapy, dental care, social services and transportation.

A PACE center may also offer meals, social activities and personal-care services such as haircuts. Services and center offerings vary, and not every participant receives every service.

Who may qualify for the local PACE program?

The general PACE requirements include being 55 or older, living in the program's approved service area, meeting California's nursing-home-level-of-care requirement, and being able to live safely in the community with PACE support.

The local program discussed here also requires Medi-Cal. Medicare is not required if the person has Medi-Cal. If someone has Medicare but not Medi-Cal, they can ask about whether applying for Medi-Cal could be a next step; approval is not guaranteed.

PACE uses its own care team

PACE is an alternative to receiving coverage through a regular Medicare Advantage plan. The PACE program coordinates coverage and payment for approved care, provides services through its own doctors and care team, and may serve participants at a local center and at home.

Participants should expect to use the PACE doctors for routine care. Current doctors may not be available unless they participate in or are approved by the program. PACE is different from a regular Medicare Advantage plan, so make sure you understand how its care team works before deciding.

You can explore PACE at any time of year

You do not have to wait for Medicare's Annual Enrollment Period (AEP). Once eligibility is confirmed and the PACE organization receives the signed enrollment agreement, enrollment generally begins on the first day of the following month.

Check the exact ZIP code

PACE service areas include specific ZIP codes. Some parts of Murrieta, Menifee, Lake Elsinore and Perris may be covered, but the city name alone does not confirm that an address is in the service area.

Call Franco and he can check the ZIP code with you and go through an initial needs analysis. He can help explain the next steps; the PACE organization and California make the official eligibility decision.

Franco Stella, licensed independent insurance agent

ABOUT THE AUTHOR

Franco Stella

I'm Franco Stella. I've been licensed since 2007 and have helped Riverside County residents understand Medicare and Medi-Cal choices. I live in Riverside County, too. I can help you go through a needs analysis, check whether your ZIP code is served and understand the next steps.

There is no cost for my help. If I assist with enrollment, the PACE program may compensate me; I'll explain the arrangement for that program before you decide whether to proceed.

California Insurance License #0F87776 · English and Spanish

A PERSONAL REVIEW

Let's see whether PACE may be worth exploring.

Call me and we'll go through an initial needs analysis and check your ZIP code. If PACE seems like a possible fit, I'll help you understand the next steps. Only the PACE organization and California can decide whether you qualify.

Call Franco at (951) 404-0642

Official resources

Medicare rules and plan details can change. These sources are a useful place to confirm the current rule for your situation.

PACE questions for Riverside County families

Straightforward answers before you decide whether to explore PACE.

What does PACE mean?

PACE means Program of All-Inclusive Care for the Elderly. It is a coordinated medical and social-care program for some adults 55 and older who need nursing-home-level care but can live safely in the community with PACE support.

Does the local PACE program require Medicare?

No. The local program discussed here requires Medi-Cal, but Medicare is not required if the person has Medi-Cal. The person must also meet the other requirements and pass the official assessment.

Can I keep my current doctors?

PACE coordinates routine care through its own doctors and care team. You should expect to use the PACE team; your current doctors may not be available unless they participate in or are approved by the program.

Do I have to wait for the Annual Enrollment Period?

No. You can explore PACE at any time of year. The effective date generally depends on when the signed enrollment agreement is received after eligibility is confirmed.

Is PACE always free?

Not necessarily. People with Medi-Cal generally do not pay a monthly PACE premium, but costs can depend on the person's coverage and situation. Ask the local program to explain any costs before deciding.

Who decides whether I qualify?

Franco can help with an initial needs analysis and ZIP-code check. The PACE organization and California make the official eligibility decision.

Request a call

Have Franco contact you

Share a few details and we’ll follow up. You can also schedule a time directly.